{"id":137,"date":"2019-11-02T14:43:57","date_gmt":"2019-11-02T14:43:57","guid":{"rendered":"https:\/\/www.dentistportagein.com\/blog\/?p=137"},"modified":"2019-11-04T14:47:28","modified_gmt":"2019-11-04T14:47:28","slug":"family-dentist-in-portage-explains-importance-of-using-dental-insurance-benefits-before-the-end-of-the-year","status":"publish","type":"post","link":"https:\/\/www.dentistportagein.com\/blog\/2019\/11\/02\/family-dentist-in-portage-explains-importance-of-using-dental-insurance-benefits-before-the-end-of-the-year\/","title":{"rendered":"The Final Countdown: Why You Should Use Your Benefits Before the End of the Year"},"content":{"rendered":"

\"aIt\u2019s likely you\u2019ve heard the term, \u201cThere\u2019s no better time than the present.\u201d This is especially true when it comes to dental insurance. If your individual plan is based on a calendar year, you have 12 months to take full advantage of your benefits before everything resets at the start of a new year. If you\u2019re contemplating putting off a procedure until 2020, let a family dentist in Portage explain why it\u2019s in your best interest to take care of it now instead of later.<\/p>\n

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Use Your Benefits Now Before It\u2019s Too Late<\/h2>\n

When you sign up for dental insurance, you agree to pay a monthly premium that gives you access to your policy. You also understand that your deductible must be met before the insurance company will pay more of their fair share of the services you receive. If you\u2019ve met your deductible and know that you need more extensive treatment or procedure, it\u2019s best that you schedule it before the end of the year because once January 1, 2020, arrives, your benefits will not roll over. That means, everything you accumulated toward your deductible and annual maximum is left behind and can\u2019t be applied to the new calendar year.<\/p>\n

Apart from the fact that you can lose thousands of dollars in unused benefits, putting off your dental work could mean more serious problems developing in your mouth and body.<\/p>\n

Being Proactive About Your Oral Health<\/h2>\n

One of the great aspects of dental insurance is that most policies cover 80-100% of all preventive services. This means, you can take care of your teeth and gums now, prevent future problems from developing, and save money by paying little-to-no out of pocket costs, especially if you are seeing an in-network provider.<\/p>\n

Although Advanced Dental Concepts is an in-network provider for Delta Dental Premier, we do accept all PPO plans, and since dental insurance is designed to encourage patients to be proactive about their oral health, keeping your regularly scheduled six-month appointments not only means you\u2019re saving money but you\u2019re also ensuring your oral health remains in check.<\/p>\n

The fact that your insurance company believes in the importance of preventive care so much that they\u2019re willing to pick up all or most of the cost should make you feel good about your investment in purchasing dental insurance.<\/p>\n

Available Options for Uninsured Patients<\/h2>\n

For patients who are uninsured but want dental coverage, there is an alternative option offered by your dentist in Portage. The Advanced Dental Wellness Plan<\/a> makes it possible for patients to receive quality dental care at an affordable price. For an annual fee of $290, the person receives:<\/p>\n